For Travelers
The visa app built for your passport.
Upload your documents on WhatsApp or in the app. We check them against the latest embassy rules and tell you what is wrong before you submit. So you stop guessing — and start getting approved.
94% approval rateNigeria, Ghana, Kenya, Jamaica
X
XOYA
● Online
Hi! Send me your passport photo and I will check your documents for your US visa. 🗂️
📎 passport.jpg 📎 bank_june.pdf
✅ Passport valid until 2029
⚠️ Bank statement needs 3 months
❌ Missing: Employment letter
⚠️ Bank statement needs 3 months
❌ Missing: Employment letter
300+
Verified visa transactions in six months
94%
Approval rate across primary corridors
50+
Enterprise & ministry partners
5
Live corridors: US, UK, Canada, Schengen, UAE
Verified results from our first six months in market. Updated quarterly.
Document intelligence
Built for the documents you actually have
We validate the documents emerging-market applicants actually submit — not Western templates.
✓ Nigerian passport✓ UBA / Zenith bank statements✓ Ghanaian payslip✓ NYSC certificate✓ WAEC result✓ Sponsor letter✓ Proof of land ownership✓ Invitation letter✓ GTBank statement✓ Employment letter
Supported corridors
Your passport. Every destination.
How it works
Four steps to confidence.
01
Tell us your passport and destination
Select your origin country and visa destination.
02
Upload your documents on WhatsApp or in the app
We accept passports, bank statements, payslips, invitation letters, and more.
03
We validate every file against the latest embassy rules
XOYA AI checks your specific corridor — updated as policies change.
04
You submit with confidence — and we track until approval
Receive a fix list. Submit knowing your package meets requirements.
Pricing
Simple, transparent pricing.
Consulate fees are paid separately and directly to the consulate — not to XOYA.
Self-serve
XOYA Automated
Pricing varies by corridor — see in-app at checkout
74% on XOYA51% global avg
✓AI document validation against embassy rules
✓Gap analysis and fix recommendations
✓Corridor-specific checklist (US, UK, Canada, Schengen, UAE)
✓Instant results via app or WhatsApp
✓Standard processing — 10 business days
Oversight
XOYA Consular
Standard & rush options available — see in-app at checkout
89% on XOYA51% global avg
✓Everything in XOYA Automated
✓Dedicated consular officer assigned to your case
✓Officer reviews and oversees your application end to end
✓Embassy interview preparation
✓Status tracking through to approval
✓Rush option: 24–72 hour processing available
XOYA Shield — Optional add-on
100% money back if your visa is denied.
$20 / visaAutomatically applied at checkout. Underwritten by Swan International Assistance.
●Visa rejection refund up to $500
●Passport or travel document loss up to $250
●Personal money loss abroad up to $150
●Credit card fraud abroad up to $150
●Missed flight connection up to $150
●No cap. No limit on rejections.
FAQ
Common questions answered.
+How do I apply for a US B1/B2 visa from Nigeria in 2026?
Upload your documents to XOYA via WhatsApp or the app. We validate against the latest US consulate requirements for Nigerian applicants — including bank statements, employment letters, and invitation documents — and give you a fix list before you submit your DS-160.
+What documents do I need for a Schengen visa from Lagos?
Key documents include a valid Nigerian passport, bank statements (minimum 3 months), proof of accommodation, travel insurance, employment letter or business registration, and an invitation letter if applicable. XOYA validates all of these against the specific consulate requirements.
+How long does UK visa processing take from Nigeria?
UK Standard Visitor visas from Nigeria typically take 3–8 weeks. XOYA document validation reduces the risk of processing delays caused by incomplete or incorrect documents.
+What is the cost of a Canada visitor visa from Nigeria?
The Canada visitor visa application fee is CAD $100. XOYA per-application validation fee is separate — contact us for current pricing.
+What are the most common visa rejection reasons for African passport holders?
The top rejection reasons are: insufficient financial evidence, ties to home country not clearly demonstrated, incomplete document packages, and bank statement formatting issues. XOYA AI flags all of these before you submit.
+Can I use XOYA if I am applying as a family or group?
Yes. XOYA supports individual and group applications. Each applicant's documents are validated independently against the corridor rules.
+Is my data safe with XOYA?
Yes. XOYA is GDPR and NDPR compliant. Documents are encrypted in transit and at rest, and are not shared with third parties without consent.
+What happens if my visa is refused?
XOYA provides a post-refusal review that identifies what went wrong and what to improve before reapplication. Our 94% approval rate reflects applications submitted with XOYA validation.
